Current Affairs Quiz-20 November 2023
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The Daily Current Affairs Quiz questions are based on various national and regional newspapers, including government news sources.
The questions are framed on happenings around you to enhance your competitiveness for news based concepts and facts.
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Question 1 of 4
1. Question
______________ of the Constitution lays down that when a Bill, passed by a State Legislature, is presented to the Governor for their assent, they have four alternatives — may give assent to the Bill; may withhold assent to the Bill, that is, reject the Bill in which case the Bill fails to become law; may return the Bill (if it is not a Money Bill) for reconsideration of the State Legislature; or may reserve the Bill for the consideration of the President.
Correct
Answer: (D)
Explanation:
Article 155: Appointment of Governor
Article 161: Power of the Governor to grant pardons and others
Article 171: Deals with the composition of the Legislative Councils of the States and the Legislative Assembly of the Union.
Article 200: Assent to bills (i.e. assent of the Governor to the bills passed by the state legislature).
As held by the Supreme Court in various cases including the Shamsher Singh case (1974), the Governor does not exercise their discretionary powers while withholding assent or returning a Bill to the State Legislature. They are required to act as per the advice of the Council of Ministers.Incorrect
Answer: (D)
Explanation:
Article 155: Appointment of Governor
Article 161: Power of the Governor to grant pardons and others
Article 171: Deals with the composition of the Legislative Councils of the States and the Legislative Assembly of the Union.
Article 200: Assent to bills (i.e. assent of the Governor to the bills passed by the state legislature).
As held by the Supreme Court in various cases including the Shamsher Singh case (1974), the Governor does not exercise their discretionary powers while withholding assent or returning a Bill to the State Legislature. They are required to act as per the advice of the Council of Ministers. -
Question 2 of 4
2. Question
Consider the following statements
1.The PMMY provides loans up to Rs 10 lakh to the non-corporate, non-farm small/micro enterprises.
2.PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) scheme provides collateral free capital loans of up to INR10,000/- of one-year tenure, to street vendors in the urban areas,peri-urban/rural areas.
Select the incorrect answer option?Correct
Answer: (D)
Explanation:
The PMMY was launched on April 8, 2015, for providing loans up to Rs 10 lakh to the non-corporate, non-farm small/micro enterprises.
What is Mudra loan
The Micro Units Development & Refinance Agency Limited (MUDRA), a wholly owned subsidiary of Small Industries Development Bank of India (SIDBI), has been vital in facilitating the implementation of the Mudra scheme by helping with refinance, extending credit guarantee support and monitoring the progress of the scheme through a dedicated web portal.Mudra Yojana under PMMY also encourages women entrepreneurship.
Types of schemes
PMMY is an initiative by the Government of India to offer loans under 3 loan schemes named as Shishu, Kishor, and Tarun. Under the Shishu scheme – loans up to Rs 50,000 are offered to start-ups and first-time entrepreneurs. In Kishor category, loans up to Rs 500,000 are disbursed for entrepreneurs with existing businesses and loans up to Rs 10 lakh are disbursed under the Tarun scheme.Ministry of Housing & Urban Affairs launched a scheme PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) to empower Street Vendors by not only extending loans to them, but also for their holistic development and economic upliftment. The scheme intends to facilitate collateral free working capital loans of up to INR10,000/- of one-year tenure, to approximately 50 lakh street vendors, to help resume their businesses in the urban areas, including surrounding peri-urban/rural areas.
The PM SVANidhi scheme is available to all street vendors who are engaged in vending in urban areas as on or before March 24, 2020.Incorrect
Answer: (D)
Explanation:
The PMMY was launched on April 8, 2015, for providing loans up to Rs 10 lakh to the non-corporate, non-farm small/micro enterprises.
What is Mudra loan
The Micro Units Development & Refinance Agency Limited (MUDRA), a wholly owned subsidiary of Small Industries Development Bank of India (SIDBI), has been vital in facilitating the implementation of the Mudra scheme by helping with refinance, extending credit guarantee support and monitoring the progress of the scheme through a dedicated web portal.Mudra Yojana under PMMY also encourages women entrepreneurship.
Types of schemes
PMMY is an initiative by the Government of India to offer loans under 3 loan schemes named as Shishu, Kishor, and Tarun. Under the Shishu scheme – loans up to Rs 50,000 are offered to start-ups and first-time entrepreneurs. In Kishor category, loans up to Rs 500,000 are disbursed for entrepreneurs with existing businesses and loans up to Rs 10 lakh are disbursed under the Tarun scheme.Ministry of Housing & Urban Affairs launched a scheme PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) to empower Street Vendors by not only extending loans to them, but also for their holistic development and economic upliftment. The scheme intends to facilitate collateral free working capital loans of up to INR10,000/- of one-year tenure, to approximately 50 lakh street vendors, to help resume their businesses in the urban areas, including surrounding peri-urban/rural areas.
The PM SVANidhi scheme is available to all street vendors who are engaged in vending in urban areas as on or before March 24, 2020. -
Question 3 of 4
3. Question
Consider the following about “Leader of the Opposition”
1.The Leader of the Opposition is an elected Member.
3.The Leader of the Opposition is a nominated Member.
2.The Leader of the opposition is the Legislature chairperson of the party with the most seats after the government party.Correct
Answer: (A)
Explanation:
Leader of the opposition is an elected representative from the opposition party that does not from the government. The leader of the opposition Indian polity varies in each State or Union Territories.
The leader of the opposition enjoys certain benefits provided by the Government of India according to The Salary and Allowances of Leaders of Opposition in Parliament Act of 1977. In regard to get informal recognition in either upper or lower houses, the party which is concerned should have at least 10% of the total strength of the house. An individual party has essential criteria in meeting up the 10% seat criterion, not together as an alliance.
The leader of the opposition is mentioned in the Constitution of India. The leader of Opposition has an important role to play in the Indian polity.Incorrect
Answer: (A)
Explanation:
Leader of the opposition is an elected representative from the opposition party that does not from the government. The leader of the opposition Indian polity varies in each State or Union Territories.
The leader of the opposition enjoys certain benefits provided by the Government of India according to The Salary and Allowances of Leaders of Opposition in Parliament Act of 1977. In regard to get informal recognition in either upper or lower houses, the party which is concerned should have at least 10% of the total strength of the house. An individual party has essential criteria in meeting up the 10% seat criterion, not together as an alliance.
The leader of the opposition is mentioned in the Constitution of India. The leader of Opposition has an important role to play in the Indian polity. -
Question 4 of 4
4. Question
The Indo-Pacific Maritime Domain Awareness (IPMDA) is an initiative by which international group?
Correct
Answer: (B)
Explanation:
The Quad grouping, comprising India, Australia, Japan and U.S., has announced several initiatives for the region top among them the Indo-Pacific Maritime Domain Awareness (IPMDA) initiative for the benefit of the entire region.Incorrect
Answer: (B)
Explanation:
The Quad grouping, comprising India, Australia, Japan and U.S., has announced several initiatives for the region top among them the Indo-Pacific Maritime Domain Awareness (IPMDA) initiative for the benefit of the entire region.
